Last Update: 08 August 2023
Thank you for visiting the Lender Locate website located at lenderlocate.com (the “Site”). The Site is an Internet property of Digital Insight LLC (“Company,” “we,” “our” or “us”). This lenderlocate.com Privacy Policy (“Privacy Policy”) covers our treatment of personal information and other information that we collect when an end-user visitor to the Site (“User,” “you” or “your”): (a) accesses or uses the Site; (b) accesses and/or views any of the: (i) links (“Third-Party Links”) to resources and/or information pertaining to prospective legal proceedings associated with medical malpractice, workplace injuries, personal injuries and/or car accidents, as well as related products and/or services (collectively, “Legal Matters”); and/or (ii) text, video and/or other information pertaining to the Legal Matters, as well as related products and/or services, as made available on the Site (the “Informational Content,” and together with the Third-Party Links, the “Content”); (c) accesses links to Company’s social media pages/accounts featured on third-party social media websites, such as Facebook®, (collectively, “Social Media Pages”); and/or (d) utilizes the various contact forms and/or contact information made available on the Site as a means to contact directly, or request to be contacted by, Company and/or attorneys associated with the Legal Matters specified by you in connection with the contact form (collectively, the “Third-Party Legal Professionals”) (collectively, the “Contact Services,” and together with the Site, Content and Social Media Pages, the “Site Offerings”).
PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY ACCESSING OR USING THE SITES OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND TO ALL THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY.
IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE EXIT THIS PAGE AND DO NOT ACCESS OR USE THE SITES OR SERVICES.
Please note that we are not a mortgage lender, debt servicer, debt settlement, real estate company, insurance agent, auto sales company or automotive warranty organization. This site and the services offered is not, and is not intended to be, any type of application for any financial/insurance product or service.
This Privacy Policy discloses the privacy practices of lender locate, its affiliates and subsidiaries, (collectively “we”, “us”, “our”, or “the Company”) and governs the collection, sharing and security of information through our website, or other Company products and services (collectively, the “Services”) by users of the Services (“you” or “your”).
Personal information: This is information that can be used to identify you. Most of this information is provided by you on this site to fulfill your request. The information may include your name, address, telephone number(s), mobile numbers and email address, employment status or self-employment or other unique information about you which you provide to us on this site, or through the course of communicating with us about the products and services provided on this site.
Behavioral information: This is information which is automatically collected when you use the site. It includes the areas of the site that you visit, what services you engage with, and information about your computer hardware and software, including your IP address, geographic location, browser preference, operating system type, domain names, times that you access the internet, and other web properties you may have visited.
Demographic information: This is information that refers to selected population characteristics. Such as zip code, military status, personal and online interests. When we can identify you through this information, it is personal Information.
Third party information: This is information about you that we may acquire from a third party which could include personal, demographic, behavioral and indirect information. This collection may include, but not limited to, first party cookies, third party cookies, anonymous cookies, persistent identifiers, email opt in, and search engine keywords. We have no access or control over these cookies and other tracking devices used by third party advertisers and networks. We have no responsibility or liability for the policies and practices of these parties.
Web technology information: This is information we automatically collect from you when you visit our site. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.
We will never knowingly collect any Personal Information from children under the age of 13. If we obtain actual knowledge that we have collected Personal Information about a child under the age of 13, that information will be immediately deleted from its database. Because it does not collect such information, we have no such information to use or to disclose to third parties.
The information collected on this site is used and shared for the following purposes:
1. We will not share your information with multiple businesses who offer the product/service that you have inquired about.
We will not share your information with third parties who help us in the delivery of the products and services you have requested. You understand and agree that when you submit an inquiry for these services, you explicitly authorize us to share your information with third parties so that they may contact you by email, SMS, telephone and/or direct mail.
2. We share your personal information with third parties who will provide you with their opportunities, products or services. This includes your interests and preferences, so they may determine whether you might be interested in their products or services.
You agree to receive autodialed or prerecorded calls, texts and emails from us and any affiliates or third parties to the phone numbers (including mobile numbers) and email addresses you provide on this site. Your consent is not a condition, directly or indirectly of any type of purchase.
The information you provided on this site will be shared and purchased by these businesses in order to provide such services. As a result, we provided your personal and non personal information to these businesses so they may contact you. This will allow for you to compare different services/products and providers prior to purchasing such services/products.
3. We also share your personal information with companies and individuals we employ to perform technical or mechanical functions on our behalf, such as third parties who host our website, analyze our data, provide marketing assistance, process credit card payments, and provide customer service.
Cross-Device Advertising and Tracking: We may collect and use and share the above data with a third party for cross-device advertising purposes. This allows consumers to experience a personalized, informative marketing that delivers specific product interests over multiple devices. This information may be used for analytics, and reporting purposes.
Push Notifications: We may use push notifications and alerts to notify you of services and/or products that you have expressed interest in on multiple devices. If you no longer wish to receive these types of communications, you may turn them off at the device level. You may opt-out of push notifications or alerts. through your browser settings.
4. We may share aggregated anonymous information about you, combined with other persons using our website with third parties, so that they can understand the diversity of visitors and their activity/use of our website.
5. We will not disclose your information if legally required to do so, or at our discretion, pursuant to a request from a governmental entity, or if we believe in good faith that such action is necessary to stay legally compliant or prevent a crime; and We will not share your information if we sell our company or merge with another company.
6. We will not share your information in order to process Opt-Out requests with affiliated partners and/or third parties in order to process and monitor these requests.
7. We may disclose your information to improve, manage and protect our information technology infrastructure and security. We may also disclose your information for any other purpose with your consent and may share non-personal at any time for any purpose.
8. We may disclose and transfer your information to a third party who acquires part or all of our business through a merger, consolidation or purchase of all or part of our assets. We may disclose your information in an insolvency proceeding, whether voluntary or involuntary, as our role of liquidator, administrator, receiver or administrative receiver we may sell, license or otherwise dispose of such information in an event approved by the court.
The use of technologies such as cookies, web beacons and java script may be implemented by us and third parties.
These technologies collect internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may receive reports based on these technologies on an individual or aggregated basis for analysis purposes.
1. Cookies. Cookies are small text files that are stored on a user’s computer for record-keeping purposes and which contain information about that user’s computer. Cookies allows us to identify files on your computer and record your preferences and other data about your visit to our website so that when you return to the website we are able to identify you and can personalize repeat visits. When cookies settings are disabled or changed you may experience site or service features that do not function properly. You may control these permissions by modifying your browser preferences to reject all cookies.
Third Party Cookies. We allow third party vendors and advertisers to set their own cookies on and through this site. We do not control the practices of those third parties and we are not responsible for their technology or tracking. It is important to review the policies of such persons or entities on their websites. We use AdWords Remarketing through Google which is a Remarketing and Behavioral Targeting service provided by Google Inc. which connects the activity on this site with the AdWords advertising network and the DoubleClick cookie. That Cookie collects information regarding certain patterns in your browsing history. To opt-out of this tracking, please see here.
Social Media Cookies. This site may include social media features. These features may collect your IP address, the web properties you engage with, and may set a cookie to enable the feature to function properly. Social media features are either hosted by a third party or hosted directly on our web properties. Your interactions with these features are governed by the privacy policy of the company providing it.
2. We utilize Google Analytics Advertising. This includes: Remarketing with Google Analytics; Google Display Network Impression Reporting; DoubleClick Campaign Manager integration; Google Analytics Demographics and Interest Reporting. Google uses cookies to track activity performed by Google Analytics and its AdWords or DoubleClick cookie. To opt-out please see here.
3. We use Google Analytics services which is an analysis service. Google utilizes the data collected through its cookies to track and examine the use of this site, to prepare reports on its activities, and to share them with other Google services. You may opt-out of the Google Analytics service here.
4. Web Beacons. We use electronic images known as Web Beacons (ie, single-pixel gifs, clear gifs or action tags) this allows the collection of information about your visit to this site to measure and improve the effectiveness of any marketing and track delivery of marketing and other communication methods. Web Beacons collect only a limited set of information like a cookie number, time and date the page was viewed, as well as a description of the page on which the Web Beacon resides. We may also use Web beacons in email messages. This allows us to determine if you opened or engaged with the email messages. Web Beacons may be rendered ineffective by either opting out of cookies or changing the cookie setup in your browser.
5. JavaScript. We may also use JavaScript. JavaScript is a computer language that enhances the functionality of web properties, particularly with respect to pictures. We use it to analyze and improve our site’s functions. You may deactivate JavaScript through your browser settings or activate it the same way.
1. To opt-out of receiving SMS or email communications from us, please follow the instructions in our SMS or emails to unsubscribe from our email list. You may also reach us via email at: privacy@lenderlocate.com
2. To opt-out of communications from third parties, please follow the instructions to opt- out in those entities’ communications.
3. To revoke consent at any time for any use of personal information you may have provided, please reach us via email at: privacy@lenderlocate.com with “revoke Personal Information” referenced in the message.
Data collected which is purchased and/ or transferred to our third parties takes place in real-time. Should you choose to unsubscribe, opt-out or revoke consent, your data may have already been sent to our third parties. We cannot revoke your information from a third party if it has already been sent. We will not notify third parties that we have shared your information of your request. We will remove your personal information (as permitted by law) from our internal programs and further communication from us will cease. If any third parties contact you, please follow the instructions to opt-out in those entities’ specific communications.
We have relationships with other companies that we allow to place ads on our site to market offers that you may be interested in. When you visit our site, ad server companies may collect information such as your domain type, your IP address and clickstream information. For further information, consult the privacy policies of the companies representing the ads or click here.
Third parties may provide certain features on this site or to display advertising based upon your web browsing or application activity use Flash cookies and HTML5 to collect and store information. Various browsers may offer their own management tools for removing HTML5. To manage Flash cookies, please click here.
This site and communications such as email messages sometimes contain hypertext links to websites owned by third parties. We are not responsible for the privacy practices or the content of such other websites. These links are provided for your convenience and reference only. We do not operate or control any information, software, products or services available on these third party websites. The inclusion of a link on our site does not imply any endorsement of the services, products or website, or its sponsoring organization.
“Do-Not-Track” is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third-parties. We do not currently respond to Do-Not-Track signals.
If you wish to limit the collection of information by us or third party partners to provide you with marketing based upon your website browsing activities and interests, you may click here to opt out.
To opt out of targeted advertising on your mobile device, iOS users can click here to learn how to limit ad tracking and Android users can click here to learn how to opt out of interest-based ads.
Please note that opting out of interest-based/targeted advertising will not limit all advertising.
This Privacy Policy only addresses the Services offered by us. Other websites or services, for example, those websites we provide links to, or services you may have clicked-on that directed you to the Services, or websites that may be accessible to you through the Services, all have their own privacy policies regarding data collection, use and disclosure practices. If you visit any such website, we encourage you to review that website or service’s privacy policy.
We are not responsible for the policies or practices of third parties.
1. We utilize acceptable commercial security measures to protect against the loss, misuse and alteration of your information under our control. Even with commercially reasonable technological precautions to protect your data, no data transmission over the Internet can be guaranteed to be a hundred percent secure. We cannot and do not warrant that your information will be absolutely secure. Any transmission of data at or through our website is at your own risk.
2. We will not retain personal information, including user location information, only as long as our business needs require. We will then destroy or render unreadable any such information upon disposal.
3. Depending on site requirements, we may employ Secure Sockets Layer (SSL) encryption technology to transmit data between a consumer’s browser and our web server. To use our websites, a consumer will need an SSL-capable browser such as MS Internet Explorer 4.0 (or higher) or Netscape Navigator 4.0 or higher.
4. We contractually require that third parties handle your personal information similar to our practices. Although we do have agreements in place for third party activities, we cannot monitor such practices and cannot be responsible for third party security or handling of personal information. Please do not communicate any information to us or any third party through unsecured channels.
1. Users may edit/change profile settings, if applicable. If information is removed from a profile, copies of that information may remain accessible elsewhere if it has been shared with others or it was copied or stored by other users.
2. We may be required to retain your information by law or for legitimate business purposes, such as to prevent identity theft or other misconduct.
3. For questions regarding your personal information that we have collected or to correct factual inaccuracies within this information please email us at: privacy@lenderlocate.com
No part of the Services is designed to attract anyone under the age of 18. Children under the age of 18 may not use the Services.
Children’s Online Privacy Protection Act- This site is intended to be used by people the age of 18 and older. We do not knowingly allow any users under the age of 13 to use our service. However, if you become aware of the existence of a user who is under the age of 13, or that an individual under 13 has provided their information to us, contact us immediately with details by emailing us at: privacy@lenderlocate.com
Shine the Light Act of 2003. If you are a resident of the State of California you are entitled to learn how your personal information (as defined in the Shine the Light Law, Cal. Civ. Code § 1798.83) is shared with third parties during the last calendar year. California residents also have the right to know if we respond to "do-not-track" signals or cookies. In general, we do not respond to such signals or cookies. As stated in this Policy below, as a condition to using our website, you must agree to allow us to share information with third parties for their direct marketing purposes until you remove your information. California customers may request further information about our compliance with this law by sending us an email at privacy@lenderlocate.com. Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this email address.
In addition to the foregoing, if you are a resident of the State of California, certain other privacy-related rights may apply to you in accordance with the CCPA, including the right to opt-out of our sale/sharing of your personal information, as well as the right to know what personal information about you we have collected, whether your personal information was shared/sold with/to third-parties in the preceding year and, if so, what categories of personal information were shared/sold, as well as the categories of third parties with whom we shared or sold that personal information. Please see our "California Privacy Notice" for a complete description of your rights under the CCPA as a California resident. California consumers may make their requests by visiting our Privacy Request Links for Covered Users (Section F) of this section to exercise these privacy rights.
In addition to the foregoing, if you are a resident of the State of California, certain other privacy-related rights may apply to you in accordance with the CPRA, including the right to correct personal information we have collected about you, the right to opt-out of our use/sharing of your sensitive personal information, the right to know how long we retain your sensitive and non-sensitive personal information, the right to know what sensitive personal information about you we have collected, whether your sensitive personal information was shared with third-parties in the preceding year and, if so, what categories of sensitive personal information were shared, as well as the categories of third parties with whom we shared that sensitive personal information. Please see our "California Privacy Notice" for a more complete description of your rights under the CPRA as a California resident. California residents may make their requests by visiting our Privacy Request Links for Covered Users (Section F) of this section to exercise these privacy rights.
Most browsers contain a "do-no-track" setting. In general, when a "do-not-track" setting is active, the User's browser notifies other websites that the User does not want her/his personal information and online behavior to be tracked and used, for example, for interest-based advertising. We are required under this act to inform you that, as is the case with most websites, we do not honor or alter our behavior when a Site User has activated the "do-not-track" setting on her/his browser.
If you are a resident of the State of Colorado, and are consumers acting in an individual or household context, certain privacy rights under the Colorado Privacy Act of 2021, the ("CPA") may apply to you, including the right to opt-out of our sale/sharing of your personal information, as well as the right to know what personal information about you we have collected, whether your personal information was shared with third-parties in the preceding year and, if so, what categories of personal information were shared, as well as categories of third parties with whom we shared that personal information. Under the CPA these household and/or individual consumers may also request access to their data, make corrections to their personal information and, lastly to request that their personal information be deleted. Colorado residents may make their requests by visiting our Privacy Request Links for Covered Users (Section F) of this section to exercise these privacy rights.
If you are a resident of the State of Connecticut, certain privacy rights under the Connecticut Data Privacy Act of 2022, ("CDPA") may apply to you, including the right to opt-out of our sale/sharing of your personal information about you we collected, whether your personal information was shared with third-parties in the preceding year and, if so, what categories of personal information were shared, as well as the categories of third parties with whom we shared that personal information. Under the CDPA these consumers may also request access to their data, make corrections to their personal information and, to request that their personal information be deleted, and to obtain a portable copy of their personal data to the extent technically feasible. Connecticut residents may make their requests by visiting our Privacy Request Links for Covered Users (Section F) of this section to exercise these privacy rights.
If you are a resident of the State of Virginia, certain privacy rights under the Virginia Consumer Data Protection Act of 2021, ("VCDPA") may apply to you, including the right to opt-out of sale/sharing of your personal information, as well as the right to know what personal information about you we have collected, whether your personal information was shared with third parties in the preceding year and, if so, what categories of personal information were shared, as well as categories of third parties with whom we shared that personal information. Under the VCDPA these household and/or individual consumers may also request access to their data, make corrections to their personal information and to request that their personal information be deleted, and to obtain a portable copy of their personal data to the extent technically feasible. Lastly, Virginia residents may request to opt-out of any processing of their personal information and/or data for targeted advertising and/or for use in consumer profiling. Virginia residents may make their requests by visiting our Privacy Request Links for Covered Users (Section F) of this section to exercise these privacy rights.
If you are a resident of the State of Utah, certain privacy rights under the Utah Consumer Privacy Act of 2022, ("UCPA"), including the right to opt-out of our sale/sharing of your personal information, as well as the right to know what personal information about you we have collected, whether your personal information were shared, as well as the categories of third parties with whom we shared that personal information. Under the UCPA these household and/or individual consumers may also request access to their data, to request that their personal information be deleted, and to obtain a portable copy of their personal data to the extent technically feasible. Lastly, Utah residents may request to opt-out of any processing of their personal information and/or data for targeted advertising. Utah residents may make their requests by visiting our Privacy Request Links for Covered Users (Section F) of this section to exercise these privacy rights.
These Privacy Provisions for Covered Users ("Provisions") supplement, and do not limit in any way, the Privacy Policy set forth below. THESE PROVISIONS APPLY SOLELY TO THE COVERED USERS WHO ARE RESIDENTS OF THE STATE OF CALIFORNIA, COLORADO, CONNECTICUT, VIRGINIA, AND UTAH, as well as businesses organized under the laws of the State of California. We adopt these Provisions in compliance with CCPA, CPRA, CPA, CDPA, VCDPA and UCPA (collectively "Applicable State Laws"). Any terms defined in Applicable State Laws have the same meaning when used in these Provisions. Users with disabilities who wish to access this Privacy Notice in an alternative format may contact us by emailing us at privacy@lenderlocate.com; or sending us U.S. Mail to 1095 Sugar View Dr Ste 500 Sheridan, WY 82801.
Subject to your right to opt-out of, we may share, rent and/or sell your personal information with third party providers of related products and services reflected on our website.
When we disclose personal information to a third-party service provider or other entity, we enter a contractual relationship that describes the purpose for which such third-party may use the personal information and requires that third-party to both keep the personal information confidential and not use it for any purpose other than that performance of its services under the applicable contract.
In the preceding twelve (12) months, we have disclosed the following categories of personal information for business purposes facilitating your request for related products and/or services:
To exercise your right to limit our use of your sensitive personal information and/or opt-out of sharing your sensitive personal information with third parties, please submit a verifiable Covered User request to us by either:
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past twelve (12) months. Once we receive and confirm your verifiable Covered User Request, we will disclose to you:
You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Subject to the period allotted to comply with such requests, where we receive and confirm your verifiable User request, we will delete (and direct our service providers, contractors and third parties to whom we sold/shared your personal information, to delete) your personal information from our (their) records, unless an exception applies.
To exercise your right to delete your personal information, please submit a verifiable Covered User request to us by either:
You have the right to request correction of inaccurate personal and/or sensitive personal information that we collect. Upon receiving a verifiable consumer request for correction, we will make commercially reasonable efforts to correct information identified as inaccurate. Where we correct inaccurate personal and/or sensitive personal information, we shall instruct all service providers and/or contractors that maintain such personal and/or sensitive personal information in the course of providing services to us to make the necessary corrections in their respective systems.
You have the right to opt-out from any Profiling that may be conducted by the Website. For purposes of these Provisions, "Profiling" means any form of automated processing performed on your personal data to evaluate, analyze or predict personal aspects related to you or your economic situation, health, personal preferences, interests, reliability, behavior, location or movements. You have the right to opt-out of our Profiling you. To exercise your right opt-out of our Profiling you, please submit a verifiable Covered User request to us by either:
You have the right to opt out from Targeted Advertising conducted by Website. For purposes of this Section, "Targeted Advertising" means displaying advertisements to you where the advertisements are selected based on personal data obtained from your activities over time and across nonaffiliated websites or online applications to predict your preferences or interests. You have the right to opt-out from Targeted Advertising. To exercise your right to opt-out of our Targeted Advertising, please submit a verifiable Covered User request to us by either:
Covered Users may permit an authorized agent to exercise any rights granted under Applicable State Laws as set forth above. To utilize an authorized agent, you must provide the authorized agent with written permission from you to act on your behalf for these purposes. When you use an authorized agent to submit a request to delete, request to correct or a request to know, we may require the authorized agent to provide proof that you gave the agent signed permission to submit the subject request. We may also require you to do either of the following: (a) verify your own identity directly with us; or (b) directly confirm with us that you provided the authorized agent permission to submit the request.
For California residents, only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable Covered User request related to your personal information.
We will not discriminate against you for exercising any of your rights granted under Applicable State Laws. Unless permitted by the Applicable State Law, we will not:
We endeavor to respond to all verifiable Covered User requests within forty-five (45) days of the receipt thereof. If we require more time (up to ninety (90) days), we will inform you of the reason and extension period in writing. We will deliver our written response electronically. Any disclosures we provide will only cover the twelve (12) month period preceding the receipt of your verifiable request. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability request, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hinderance.
We do not charge a fee to process or respond to your verifiable Covered User request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
